Are you waiting for the “right moment” to ask your boss a raise?
Are you not asking the person that you like out, because you are afraid to hear “NO”?
Are you toying with idea to start a new venture, but consciously postponing it for later?
Initially you might get all the things that you desire, but you will still have to face a fact, that you could have had all this sooner, only if you would have conquered your fear of failure.
Maybe you could have enjoyed extra money and benefits years ago. You could have already been dating a person that you like. You could have been running successful business right now. While these are only wild guesses, one thing remains certain:
If you never try you will never succeed.